diff --git a/BlueWest.Data/UserList.cs b/BlueWest.Data/UserList.cs
index 475eda8..3ecc55d 100644
--- a/BlueWest.Data/UserList.cs
+++ b/BlueWest.Data/UserList.cs
@@ -86,7 +86,7 @@ namespace BlueWest.Data
             
             var id = userId != -1 ? userId : Length + 1;
 
-            var newUser = new User(userUpdateDto);
+            var newUser = new User(userUpdateDto, DateTime.Now.TimeOfDay, new FastDictionary<int, FinanceTransaction>());
 
             Users.Add(Length, newUser);